#interior design in london

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Interior Designer of Londons Luxury Homes

Interior Designer of Londons Luxury Homes

Interior Designer of Londons Luxury Homes

Interior Designer of Londons Luxury Homes

Interior Designer of Londons Luxury Homes

Interior Designer of Londons Luxury Homes

Award winning high end Luxury interior designer in London

Nicholas Sunderland is an award winning high-end luxury Interior Designer in London specialising in high-end luxury bespoke interiors and renovations for private clients in London, throughout the UK and abroad. NSI is one of the Leading High-End Interior Design Companies in London and was established by the award winning interior designer Nicholas Sunderland. He has worked as an interior designer in London for more than 15 years creating stunning high-end interiors for both residential and commercial clients. Bespoke Interiors and full renovations are managed with ease.

Please call me on 020 7101 0681

Private Clients

  • + James & Ounal Bailey
  • + James Finchley
  • + Inga Beal
  • + P Veitch
  • + Helana & Michael Livingston
  • + Ian & Whitney Edwards
  • + Simon Power
  • + Emin Kamisli
  • + Captain Misra
  • + Lord & Lady Archer
  • + Terri Hatcher
  • + Benazir Bhutto

Commercial Clients

  • + Yellow Pages
  • + Citi Bank
  • + Sky TV
  • + Downing Street
  • + PPP Offices Karachi
  • + PPP Offices Dubai
  • + 1 KBW
  • + Coram Chambers
  • + Malaria Consortium
  • + Coca Cola London
  • + Zsabist Dubai
  • + Zsabist Karachi

Case Study 22 Park Road

Case Study Kensington West London House

Case Study Aldgate East City Apartment

Case Study Kensington Lateral Apartment

As Featured in

  • Grand Designs Live
  • 25 Beautiful Homes
  • ITV Made in Chelsea
  • The Wharf
  • The Art of Bespoke
  • Good homes magazine
  • Eco Build
  • BBC 3 Britains Empty Homes
  • Channel 4 Watching Paint Dry
  • London Evening Standard
  • London Ham and High
  • National Design Acadamy
  • House and Gardens: The List
  • Construction Week Lecturer

INSPIRATION NEWS



#garage interior design ideas

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Garage Design Interior Home Design Photos

15,102 Saves | 7 Questions

Rent a Dumpster if you need it, but keep in mind that you should be able to recycle, donate or sell most of what you no longer want or need. Once you have your zones in place, begin pulling things out of your garage and sorting them. (Don’t try to sort stuff in your garage — you won’t be able to really clean or organize your garage if you try to sort it in place.) What to keep: Important memorabiliaThings you have used within the past 12 monthsThings you have a definite plan to use in the near future (such as workout gear you forgot you owned)Spare materials for your home, such as paint and tileCategorize your keepers: Holiday decorationsGardening suppliesToolsPaint and home repair Car care MemorabiliaSeasonal gearSports equipmentMiscellaneousGet rid of everything else.

Elegant two-car garage photo in Toronto Houzz

Spacious garage. Scissor trusses may provide similar effect. How would garage opener be mounted? Stewart De La Hunt

Poor House Interior Design

5,798 Saves | 4 Questions

Schmitt + Company gutted the space, and eventually it evolved from a storage room into an office space, then into a much-needed conference room. The ceiling was stripped and left exposed, and an aluminum garage door was put in — both to open the room up and let light in. A concrete conference table, shelving, and overhead lighting were all installed.

Example of a large trendy home studio design with green walls, carpet and a freestanding desk Houzz

This table looks like it’s made out of the material Jan is recommending for counter tops. Could we do a desk out of it like this. whitley_c_collins


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Products in this photo

4,410 Saves | 5 Questions

Transparency – It is always difficult to hide the bulk of a garage form when the form itself dominates the home’s facade. As mentioned in my introduction, if you can’t hide it, show it off. Here, the designers have created a very traditional garage form, but there is a lightness and transparency in the design that allows you to see through the architectural elements, such as the slatted parapet wall and the garage door itself that at night acts as a lantern eroding the more solid elements.

Minimalist entryway photo in San Francisco with a glass front door Houzz

Love the clean lines but using glass as the material is too modern for the house C S-S

3,091 Saves | 1 Question

Motorized operators are available too and are the most expensive of the options. But if you’re thinking the operator will be an eyesore hanging above your head, as is often seen in garages. think again. The motors can easily be wall mounted near the door, where they’re visually much less prominent. With all of these doors, it’s important to remember that in the closed position, the hardware will feature prominently in the room.

Industrial dining room idea with concrete floors Houzz

Industrial style of house portion Amanda N



#seattle interior design firms

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Seattle

Design

Anton Foss authors an article describing HOK s design for the proposed NBA/NHLarena to be located in Seattle s Sodo neighborhood .

People

Matt Staublin has joined HOK as senior vice president and technical principal in San Francisco and Seattle.

Design

Officials unveiled HOK s design of Salt Lake City International Airport s $1.8 billion terminal redevelopment.

Thought Leadership

HOK s Chris DeVolder writes about the positive impact of sustainable sports venues on communities across the world.

Design

The renovation to Husky Stadium in Seattle creates one of the country s best settings for college football.

People

Anton Foss is the managing principal of HOK s San Francisco and Seattle offices.

Design

King County Executive Dow Constantine named HOK to the design team for the King County Children and Family Justice Center in Seattle .

Design

The Oregon State Hospital replacement program includes design and construction of two hospitals to house all of the psychiatric beds in Oregon.

Thought Leadership

In this Facility Manager Magazine article, HOK s Brad Schrock and Nate Appleman summarize the questions every team owner or athletic director should ask about their aging facilities.

Design

My motto is listen to the owner and user, said architect David Crotty in a Correctional News roundtable on trends in correctional design.

Design

Oregon s Daily Journal of Commerce shares images of the new University of Portland Beauchamp Recreation and Wellness Center .

People

Read a Q+A with San Francisco Design Principal Paul Woolford, AIA, IIDA.

Design

Watch a timelapse video showing the construction of the San Jose Earthquakes Avaya Stadium .

People

Senior Vice President and Senior Project Manager Mark Otsea has led some of the San Francisco office s most complex projects.

People

Infrastructure is key to connecting the built environment, says Regional Engineering Leader Amit Khanna in an interview with World Architecture News .

Design

Robert Chicas and Leesa Coller discuss projects at New York s LaGuardia Airport. Salt Lake City International Airport and Tampa International Airport in Passenger Terminal World .

Design

The 2015 HOK Design Annual takes an in-depth look at 40 projects from around the world.

Thought Leadership

What is the state of today s workplace and what are the future trends? HOK collaborated with IFMA to develop Distributed Work Revisited: Research Report #37 .

Thought Leadership

Workplace specialist Julia Payne Cooper describes the benefits of shared workspaces in Entrepreneur .

#2

HOK s rank in Interior Design sTop 100 Giants

Design

The HOK 24 / SIXTY report details the firm s commitment to making a difference with design through a global service initiative .

Thought Leadership

HOK Aviation + Transportation Director Robert Chicas describes what it means to create a sense of place in airports .

Design

Cond Nast Traveler ranked four HOK airport clients Indianapolis. Tampa , Salt Lake City and Long Beach among the top 10 airports in the US.

Design

Watch Salt Lake City Mayor Ralph Becker. Executive Director of Airports Maureen Riley and HOK s Robert Chicas talk about the airport s terminal redevelopment program.

Design

The University of Washington s Husky Stadium has been honored with an NACDA Sustainable Design Award .

Design

ENR named Salt Lake City Dept. of Airports its 2015 Intermountain Owner of the Year .

Design

The University of Portland Beauchamp Recreation Wellness Center provides cutting-edge amenities that attract active students.

#1

Architecture/Engineering firm in ENR s survey of Top 500 Design Firms

Design

HOK developed a strategy that helped Alaska Airlines reorganize its operations at Seattle-Tacoma International Airport .

Design

The HOK Tall Buildings book explores 41 conceptual designs, projects under construction and built high-rises worldwide.

Design

Oceanwide City Plaza s Phase II Development provides a new urban living and entertainment destination.

Design

Watch a video of the groundbreaking for the University of Portland s Beauchamp Recreation Wellness Center.



#mobile shop interior design

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bespoke furniture design for mobile shop /mobile phone shop interior design

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Quick Details

  • Type: Other Commercial Furniture
  • General Use: Commercial Furniture
  • Material: Wood
  • Wood Style: Solid Wood
  • Appearance: Modern
  • Folded: No
  • Size: Customized Size
  • Place of Origin: Guangdong, China (Mainland)
  • Brand Name: FUNROAD
  • Model Number: DX-150522 mobile phone shop design
  • Materials: MDF, plywood, fireproof plywood, glass
  • Logo: Customized logo / Acrylic Logo
  • Place of using: Shoppping Mall. Optical Shop
  • Style: Modern Attractive
  • Certification: CE UL ISO SGS ISO9001 CCC
  • Design: free unique design
  • Product name: furniture design for mobile shop /mobile phone shop interior design
  • Brand: FUNROAD
  • Color: Customized Color
  • Packing: Well Protected Export Packing

Packaging Delivery

EPE and wrapping film packing inside, 3mm MDF wood crate outside

Shipped in 21 days after payment

bespoke furniture design for mobile shop /mobile phone shop interior design

bespoke furniture design for mobile shop /mobile phone shop interior design

Size / Color / Logo / Material

Customized As You Like

ISO9001. CE, Rohs, UL, CCC. FSC, SGS, UKAS

Detailed Installation Instruction

Professional Installation Guide

Usage And Function

Shopping Mall. Retail Store. decorate and display

T/T. 50% deposite. 50% before shipping

High density strong toughness E1 class environmental MDF and fire resistance plywood

International standard safe and heatproof tempered glass

LED Spotlight. LED Strip Light. LED Downlight ,etc



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Katherine Fernandez Rundle, Miami’s Top Prosecutor, Is a Disgrace

Miami-Dade County has had the same prosecutor since Bill Clinton was president. Beginning in 1993, through the Clinton, Bush, Obama, and now Trump eras, she has not once charged a police officer for an on-duty killing.

What Katherine Fernandez Rundle, age 67, has done instead is make decades’ worth of excuses for public officials accused of corruption and murder. When a Miami-Dade cop tasered a man to death, the officer wasn’t charged. When a Miami-Dade cop was fired for shooting an unarmed black man, the officer walked free and was later rehired. When a group of cops lured robbers into the Redland and shot them on video, Rundle declined to charge the officers.

But now, in neglecting to charge the four prison guards who threw a black, schizophrenic inmate, Darren Rainey, into a scalding-hot shower for two hours until he died, Rundle has reached an all-time low.

Rundle’s office announced its decision not to pursue charges in Rainey’s case late Friday afternoon. The news dump was clearly designed to bury the story for the weekend and shield her from criticism. She should not be shielded. The facts of Rainey’s case are grotesque: He was thrown into a 180-degree shower for two hours, and inmates said they heard him screaming that the water was too hot.

Rainey was found dead, crumpled in a heap on the floor of the shower. Nurses who were interviewed at the time said that they saw red burns on his body and that Rainey’s skin was peeling off.

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Rundle, however, didn’t believe testimony from nurses and inmates and instead declined to bring charges against the four implicated guards. Citing an autopsy report (which claimed Rainey did not have burns on his body when he died) that has been criticized by the American Civil Liberties Union, Rundle announced Friday that the four state employees who forced a defenseless prisoner into a scalding shower until he died should go free.

The decision is just the latest in a long string of awful decisions by Rundle. Her office has made a living letting cops and county officials slide for questionable or downright criminal conduct. For one, the Miami Herald ‘s 2015 investigation into state prisons, called “Cruel and Unusual,” documented multiple cases in which inmates around the state were tortured, scalded with hot water or chemicals, and literally gassed to death. Though that series led to rule changes and firings, Rundle has not charged any prison guards involved in any prison-guard cases.

And that’s just the jails. Here is a brief, and by no means comprehensive, list of recent cases in which Rundle has let police officers off easy:

  • In 2014, City of Miami Police Officer Reynaldo Goyos shot and killed an unarmed man at a traffic stop. Miami PD’s then-chief called the shooting “unjustified,” and a federal review of the department, based in part on Goyos’ case, noted a “pattern of excessive force” at the department.
  • In 2015, a Miami cop shot a homeless man in front of 50 children. The man was later identified as “nonviolent.”
  • Miami Police Union President Javier Ortiz doxxed and harassed a woman because she videotaped and stopped a Miami-Dade cop who was speeding in his patrol car.
  • Officer John Hinson was repeatedly accused of beating up handcuffed subjects, including one incident that was caught on video.
  • South Miami cop Aryo Rezaie shot an unarmed former college football player, Michael Gavins, in the back. Gavins said he was simply standing next to the hood of a police cruiser.
  • Miami Beach cops shot a man to death on Alton Road during Art Basel after they appeared to have confused the sound of Taser fire with gunfire.
  • Miami Beach Det. Philippe Archer beat up a woman on camera and also a Good Samaritan who tried to stop the beating.
  • Miami Beach Police tasered 18-year-old skater Israel “Reefa” Hernandez to death because he had tagged a building with graffiti.
  • In 2015, officers from Miami Beach, Miami-Dade County, and Hialeah fired 100 bullets into a moving car, killing an innocent man.
  • And, most astounding, Rundle refused to charge the cops involved in the so-called Redland shootings. in which a group of Miami-Dade cops carried out a military-inspired, ambush-style attack on an alleged armed mob, shot men on video, made conflicting statements to Rundle’s office, and possibly tampered with evidence. The cops in that case were sued for what lawyers said was a pattern of luring suspects to staged crimes and “deliberately executing” them.

Granted, between 1989 and 2015, not a single Florida cop who had killed anyone while on duty had been charged with a crime. (Broward County Sheriff’s Dep. Peter Peraza was accused in 2015 of manslaughter for admittedly killing 33-year-old Jermaine McBean, a computer engineer who was holding an unloaded air rifle and wearing earbuds. Peraza was allowed to use the state’s deeply controversial “Stand Your Ground” law to walk free.) But that does not excuse Rundle’s decision to effectively let corrupt or murderous city and county employees operate with impunity for three decades.

It’s not just cops and prison guards: Rundle’s office also bungled an investigation into blatantly corrupt former Miami congressman David Rivera, who was caught blowing more than $65,000 in campaign funds on personal items such as dental bills, pet care, and travel costs for his then-girlfriend. Rivera was once labeled the single most corrupt member of U.S. Congress. but Rundle’s office claimed he somehow justified all the money he had spent because he was “continuously campaigning for more than a decade.” Oh, and the State Attorney’s Office claimed it was hampered by a two-year statute of limitations.

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So how has such an obviously inept and/or uncaring prosecutor kept a job for decades? By flying under the radar. In most big cities, the state or district attorney is constantly in the media New York City tabloids devote entire stories to Manhattan DA Cyrus Vance Jr.’s Twitter photos, for example. The Philadelphia District Attorney’s Office is the target of constant journalistic gossip and public scandal: Multiple members of DA Seth Williams’ office were implicated in a porn-sharing scandal. and then Williams himself declined to run for reelection after getting caught taking unreported gifts. Williams had formerly been the sort of guy who gave vanity interviews to local city magazines for fun.

Nationally, prosecutors hold more power than judges. Prosecutors decide whether to accuse people of crimes and which charges will be leveled in court; judges simply rule on the decisions prosecutors make. A 2016 Fusion investigation found that the nation’s state and district attorneys are disproportionately white, disproportionately male, and out of touch with the general public.

In Miami, however, the media rarely finds an excuse to print Rundle’s name unless she’s holding a news conference. The city’s media outlets New Times included must do a better job of keeping constant pressure on Rundle for a series of lazy, unforced blunders and outright disgusting prosecutorial missteps.

Rundle has run virtually unopposed in each of her last three elections. (She has faced challenges from write-in candidates, but those barely count. Somehow, Miami’s Police Benevolent Association has found reasons to oppose her more than once.) Added media pressure would turn the race for county prosecutor into the spectacle it ought to be. Until then, cops in Miami-Dade will continue to operate knowing full well they can kill people and get away with it.

Tallahassee Will Probably Ban Smoking Medical Marijuana Today

Jerry Iannelli is Miami New Times ’ daily-news reporter. He graduated with honors from Temple University in Philadelphia, where he developed a reputation for pestering college officials until they cursed at him. He then earned his master’s degree in journalism from Columbia University. He moved to South Florida in 2015.

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Roane State Community College

Overview

A Roane State Technology Plus Program
education + certification + employment

The mechatronics program will prepare you for today’s clean, creative, technology-driven manufacturing careers.

  • Learn to operate, maintain and repair automated manufacturing systems.
  • Take hands-on courses in automation, robotics, electronics, computer programming, hydraulics, pneumatics and more.

Earn your degree in mechatronics.

  • Take hands-on courses (evening classes available).
  • Learn the skills you need for clean, high-tech manufacturing jobs.
  • Earn certifications valued by employers.
  • Get on-the-job experience through internships and receive help with job placement.
  • Give yourself a foundation to continue your education in the field.

Because mechatronics is a Roane State Technology Plus program, you will:

  • Learn high-tech skills as you earn your college degree.
  • Plus, learn communication skills and teamwork skills employers want.
  • Plus, earn industry certifications valued by employers.
  • Plus, intern with companies and receive help with job placement.

Complete the two-year Associate of Applied Science (A.A.S.) degree program, which includes courses in process control technologies, automation systems, motor control, and mechanical components and systems. Plus, learn communication skills and teamwork skills through general education courses such as speech and English.

Siemens Level II: Students with this certification are capable of installing, implementing and modifying software tools used in mechatronics systems. They can also program mechatronics modules and systems, especially PLCs.

After the two-year degree program, students will be prepared for jobs in which they program automated machines, help design assembly lines, and evaluate how well an automated system is performing.

Beyond the A.A.S. Degree

Consider continuing your education at universities such as Middle Tennessee State University, which offers a bachelor’s degree in mechatronics engineering.

Siemens Level III: Students with this certification are capable of designing mechatronics systems.

After earning a bachelor’s degree, students will be prepared for jobs in which they design assembly lines and oversee their operation.

How much will I make?

Graduates with an A.A.S. degree can expect to make $15-17 initially. The average salary for mechatronics technicians in the Knoxville area is $48,200 per year.

Source: U.S. Department of Labor, Bureau of Labor Statistics, Occupational Employment Statistics, Knoxville area, (maintenance workers, machinery). Salaries based on completion of appropriate education level and fulfillment of professional requirements and standards. Salaries can vary.

Additional Links

Faculty Staff

Faculty Staff

Gordon Williams
Click above for email address
(865) 354-3000 ext. 4899
Program Director

  • Roane State Community College
    276 Patton Lane
    Harriman, TN 37748-5011

Connect with us

© Roane State Community College

Roane State Community College is a TBR and AA/EEO employer and does not discriminate against students, employees, or applicants for admission or employment on the basis of race, color, religion, creed, national origin, sex, sexual orientation, gender identity/expression, disability, age, status as a protected veteran, genetic information, or any other legally protected class with respect to all employment, programs and activities sponsored by Roane State. View full non-discrimination policy .



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We need leaders like you.
As the world becomes smaller, business operations become more complex.

What is the curriculum for the program?

The program consists of 30 semester hours (10 courses) with a Logistics core of 21 semester hours. In addition to the core, students may choose from two specialty tracks: Logistics Information Systems or Management.

Logistics Core
LSM 600 – Supply Chain Governance
LSM 601 – Procurement and Materials Management
LSM 602 – Management of Distribution and Inventory
LSM 603 – Supply Chain and Logistic Strategies
LSM 604 – Supply Chain Simulation Modeling and Analysis
LSM 610 – Case Studies in Logistics Capstone
MGT 603 – Financial Management (Required for both tracks)

Management Track
MGT 600 – Operations Planning and Control
MGT 601 – Global Economics
MGT 602 – Strategic Management and Leadership

Logistics Information Systems Track
LIS 600 – Logistics Information Systems Management*
LIS 601 – Logistics/Supply Chain Information Assurance*
LIS 602 – Enterprise Resource Planning*
*Course will contain no less than 30% SAP content

What is the format for the program?

The M.S. in GLSCM will be offered completely online with no on-site requirements. The program will be offered in a cohort model meaning that students will enter the program together and remain together throughout the program following a prescribed schedule of courses. This schedule will include 2 courses (6 credit hours) per semester which is considered half-time for graduate programs. Each new cohort will begin once a year with the Fall Semester.

Is the GMAT required for admission to the program?

Either a GMAT or a professional portfolio is required for admission. If the GMAT is elected, a score of 425 is required for admission to the GLSCM program. In lieu of the GMAT, applicants may submit a professional portfolio demonstrating 3 years of professional work experience in the field of logistics, acquisitions, operations or supply chain management. The objective of the portfolio is to provide evidence of an applicant’s ability to be successful in a graduate program.

Where can I take the GMAT?

Applicants can visit www.mba.com for all information related to the GMAT including testing dates and locations. Simply choose Athens State University as your school. This will ensure that your official score report is sent directly to the university.

What if my bachelor’s degree is not in a business-related field?

Applicants who have completed a bachelor’s degree outside of the field of business must complete the following pre-requisite courses before they will be admitted to the GLSCM program.

  • EC 310 Modern Economics
  • GBA 305 Statistical Methods of Business
  • MG 350 Financial Management

What is the tuition for graduate courses?

Coursework for the GLSCM program will be offered completely online with an affordable flat tuition rate of $325/credit hour. One 3-credit hour course would be $975. There is a Student Fee of $25 per semester. The only additional cost would be textbooks.

Will there be financial aid available for this program?

Students can apply for unsubsidized student loans for the graduate program. Please visit the Office of Student Financial Aid website for specific information.

How many courses are required for this program?

The GLSCM program consists of 10 courses (3 semester hours each). The Logistics core includes 7 courses. Additionally, students may choose from one of two tracks: Logistics Information Systems or Management. Each track consists of 3 courses. Students electing the LIS option will earn SAP Certification, a leading ERP software used extensively in industry.

Are there any on-site courses required?



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Criminal and Police Law

Locate a Local Criminal Lawyer

What Is Criminal Law?

Criminal law covers issues that arise from a police arrest and investigation based on the suspicion of criminal activity. Criminal law also addresses indictments, accusations, and criminal pleas and trials. Criminal law also deals with problems associated with probation or parole, or requests for record sealing or expungement of records. Crimes can be broken into many general categories such as personal crimes, white-collar crimes, and nonviolent crimes.

Crimes can be classified as a felony or misdemeanor depending on the nature and severity of the crime.

Crimes against a person :

Crimes against property :

Possible Criminal Defenses

A person that is arrested, accused and charged of committing a crime becomes a criminal defendant. He is assumed innocent until the prosecution proves that he is guilty beyond a reasonable doubt. Some possible defenses that are available to defendants include:

What Is the Role of Police in Society?

The main role of police in society is to preserve order. Their aims include:

  • Enforcing criminal laws
  • Reducing civil disorder
  • Protecting individuals and property

The state may grant certain powers to the police so that they can fulfill their role in society. These powers may include including the legitimate use force in preventing crime and the power to impose fines for criminal behavior.

Police forces may also engage in a number of community functions, such as educational seminars, performing community service, and sponsoring community events and activities.

Police forces are defined as non-military organizations involved in defending against aggressors. In other words, police forces only perform domestic peacekeeping functions and are not involved in international matters. Every city usually maintains its own police force, with the organization being headquartered in what is known as a precinct.

Who Are Considered to Be Police ?

People often informally call other groups the police, even though technically, they may not be a police force. Some figures that are associated with law enforcement include:

  • Sheriffs
  • Highway Patrol Officers
  • Inspectors
  • Detectives
  • Marshals

These authority figures often perform similar tasks as police officers and frequently work in cooperation with local police forces for the overall purpose of law enforcement.

Should I Contact a Criminal Defense Lawyer?

Sentencing and punishment for crimes are often harsh and can be brought against adults as well as juveniles. Being involved in the criminal or police process can be quite demanding, rigorous, and time consuming. It is often stressful on both the individual suspected of the crime, and that individual’s friends and family. Hiring the right criminal defense attorney can often make a substantial difference in your case.

Link to this page



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Life Insurance After 50: Still Make Sense?

  • Meet The Money Coach. Read
  • More from The Money Coach. Go
  • Life insurance calculator. Do
  • Too late for affordable life insurance. Read

Join AARP today and receive access to exclusive information, benefits and discounts. Do

Once you pass 50, your life insurance needs may change. Perhaps the kids are grown and financially secure, or your mortgage is finally paid off. If so, you may be able to reduce or eliminate coverage. On the other hand, a disabled dependent or meager savings might require you to hold on to life insurance indefinitely.

See also:Picking the right policy for you.

Whatever your situation, you’re looking at two main options: term life insurance or whole life insurance. Let’s start with term life insurance. With a term policy, you buy life insurance for a fixed period of time, anywhere from a year up to 30 years.

In the event of your death during the period when your coverage is in effect, term life insurance will pay out a specified amount to the beneficiaries listed on your policy. The exact sum depends on how much coverage you bought. That’s indicated by the so-called face amount of your policy. A term life insurance policy with a face amount of $500,000 will provide your heirs with a $500,000 payout when you pass away.

Term life insurance is far less costly than whole life insurance. A term policy is a good safeguard for specific financial commitments such as college tuition. You can time the term policy to expire after Junior graduates. Regardless of whether you buy term or whole life, your monthly payments typically remain fixed for the entire time you have a policy in force.

One advantage of whole life insurance, which is also known as permanent insurance, is that it doesn’t expire. You have coverage for your whole life, as the name implies, just as long as you pay the premiums. That’s critical if you have financial commitments that won’t go away.

Another advantage of whole life over term is the savings feature. There are variations, but in general part of the money that goes into your whole life policy is invested and has the potential to grow over time. You can borrow against the cash value in a whole life policy while you’re alive.

It’s worth noting that newly issued life insurance policies. both whole life and term, start to get more expensive once you hit 50. Once you enter your 60s, if you want or need life insurance and you’re not already locked into a term policy, you may have no other option but to buy a more expensive whole life policy. Many insurers won’t sell term policies to people 65 and older.

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#interior design in london

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Kianfar Revell Interior Design

K R Interior Design is a London-based. Award Winning interior design practice providing luxury interiors for an international clientele in both residential and commercial projects.

With a friendly and approachable attitude, our design team works closely with clients to explore their vision and expectations, creating exceptional bespoke design solutions to meet the exact needs of the individual client.

We offer an exceptional and flexible service. All elements of the design process, from the initial concept to completion, are precisely conceived, detailed and constructed.

Our ethos is to provide unparalleled service with a clear focus on quality and comfort that surpass expectations. Creating elegantly modern contemporary homes, each project is approached with enthusiasm and meticulous attention to detail.

KR Interior Design have now expanded our offices to serve the areas of Sussex. Surrey and Kent. We work with clients based in those areas and those from London looking to renovate second homes.

Bespoke Luxury

Interior design London – including Hampstead, Chelsea, St John’s Wood, Cornwall, South East & UK.