Associate in Arts Science Direct Transfer Agreement (DTA)

Academic Advising

Advising Notes and Recommendations

  • Completion of this degree does not guarantee admission to any baccalaureate university. however, with careful planning and depending on your intended major, it may be possible to fulfill admissions and major program requirements with this degree.
  • This is a guideline to meet the degree requirements for students interested in transferring to a participating Washington state four-year college or university.
  • This worksheet is only for advising purposes. Official approval of credits for degree completion is subject to the Evaluations Office approval.
  • Consult the academic advisor on a regular basis for degree completion planning. Contact the Advising Center to locate an academic advisor. Call (425) 564-2321 or go to Bellevue College Academic Advising.
  • check with your intended transfer university/college advisor for specific admissions and major requirements that can be fulfilled with this degree.

Degree Requirements

  • Must earn a cumulative GPA of 2.00 in all coursework taken at BC, and in all courses applied to the degree.
  • A minimum 30 credits of the applied 90 must be completed at BC.

Prior College University Credits

  • For credits from other institutions, meet with a faculty advisor, curriculum advisor or counselor for an initial unofficial transcript review.
  • For an official review, submit Transfer Credit Evaluation Request form and an official transcript(s) in the prior institutions(s) sealed envelope to Evaluations once registered for your first quarter.

Graduation Application Requirements

  • Students must apply for graduation. Submit your graduation application form two quarters prior to the expected graduation date and pay application fee. See Apply for Graduation for more information.
  • Application deadlines:
    • Fall: June 1
    • Winter: October 10
    • Spring: December 10
    • Summer: March 15

Professional or technical program offerings and course requirements listed in this website may be altered by the college to reflect the needs of industry, student interests and availability of resources.

This website is designed as a tool to assist in making degree selection decisions, but may not be up-to-date in all instances. Please review worksheets with an advisor to ensure that you receive the most up-to-date information.

Gainful Employment information for many programs is available on the Public Disclosure website .

Last Updated June 26, 2017


A principal source of advice, support and information onpsoriasis and psoriatic arthritis

Coal Tar

Coal tar therapy has been used for more than a century in dermatology. It is a topical (applied to the skin) treatment mostly used for acute (short-term) scalp psoriasis. It has anti-inflammatory and anti-scaling properties that are useful in treating chronic plaque psoriasis. Crude coal tar (coal tar BP, a standard formulation) is the most effective form, typically in a concentration of 1% to 10% in a soft paraffin base, although few people with psoriasis can tolerate the smell and mess.

Cleaner extracts of coal tar included in brand-named products are more practicable for home use, but they are less effective and improvement takes longer.

Contact of coal tar products with normal skin is not usually harmful and they can be used for widespread small lesions; however, irritation, contact allergy, and sterile folliculitis (pusfilled spots at the base of the hair) can occur. The milder tar extracts can be used on the face and skin folds. Tar baths and tar shampoos are also helpful and some of these products can be purchased over the counter without a prescription.

Coal tar has also been used in combination with ultraviolet B light in hospitals. It was formulated by American dermatologist William Goeckerman in 1925 and is known as the Goeckerman method. Some hospital day-units still use tar products in the bath prior to treatment.

Tar based products include :

Donate Online


New product

Calling Healtcare professionals
East of England
Spondyloarthritis Academy

Event 1: Presentation of SpA Care Pathways
Thursday 14 September 2017
British Racing School (Newmarket)
Programme details​

#interior design fees



There is a lot of confusion for the general public as to how interior designers charge for their services. I believe in part the mystery stems from the plethora of entertainment media; never showing an exchange of money for services rendered, how much that would be given the scale and scope of a design project. Another confusing aspect is that depending on the type of interior design service, e.g. remodel, décor, lighting, consulting etc. the fee structures vary.

I will explain here how all the various pricing structures work within the interior design industry, hoping this will eliminate any confusion regarding designer fees.

The various types of fees are:

  • Hourly
  • Contingency fee
  • Flat fee
  • Hourly plus contingency fee
  • Flat fee plus contingency fee
  • Hourly with estimated time plus contingency fee
  • Consultation fee
  • Free Consultation

One item I know people are very confused about is the “contingency fee” or “re-sale charge”. It is quite understandable that this fee will throw the client off a bit as it pertains exclusively to merchandise sold “to the trade only ”. The general public can only purchase goods at retailers so this is usually a foreign concept.

To the trade only is a wholesaler that sells only to those who have a re-sale license. The designer makes purchases from these wholesalers at a wholesale price, generally 40%-50% less and then “re-sells” it to their clients at a mark-up, the designer is therefore the retailer. This is the “contingency fee” or “re-sale charge”. Generally designers mark-up anywhere from 20% 50%. (Note that a retailer also buys from a wholesaler and then marks-up their pricing from 50% -100%.)

Many retailers have been quite adversely effected in terms of profit margins by online sellers and the public who choose to purchase this way. In order to keep up with the online competition many retailers are selling a “discounted” price to designers, generally 5%- 15% off the retail price. This pricing is set to entice designers to bring their customers to purchase their goods as a designer potentially will purchase many times in a year and year after year rather than once in a lifetime from a single retail customer.

The designer price at a retailer gives the designer a bit of a mark-up fee opportunity for their time and payment to manage purchases and is usually not extended to the public. A designer may choose to pass the discount to their client but it is not required, it depends on the designer and how they have developed their business model. The client can of course purchase anything they want online or in a store but they will still be paying retail prices. The advantage of having the designer make the purchase is that the designer will bare the responsibility of tracking the order, be present for the delivery, inspection of the item upon arrival and resolving any issue that may arise (arriving broken, fabric upholstered backwards, finish is terrible, not right color etc.). When the designer makes the purchase, they are the seller to their client and thus responsible for all aspects of that purchase, if the client buys for themselves then the designer is not repsonsible for that purchase. Any mistake or errors are solely the responsibility of the purchaser and seller.

The hourly fee is simply charging the client by the hour for her/his time. This is usually the most appropriate type of compensation for consultancy work.

The Contingency fee only is charging a mark-up or “re-sale” charge on merchandise only, no hourly fee. This is no longer a common practice and usually reserved for very exclusive high-end décor projects.

#interior design doors


Interior Doors – Interior Wood Doors


Interior Doors

Interior doors serve many purposes. Sometimes they’re needed for privacy, sometimes for separating spaces. We make a variety of styles in a variety of woods and glass – whatever fits the composition of your home.

What Kind of Door?

Your interior doors make a statement in your home. They add a touch of “you” to every room, every closet and every entry way. We have such a huge selection of one, two, four and six panel doors, French doors, shaker doors and glass doors. Our material choices range from mahogany, oak and maple to alder, knotty alder and glass. When considering what kind of interior door to install, think about the purpose of the door. Do you want it to block noise? Do you want it for privacy? Do you want it to be a decorative passage into another part of the house? All of these answers will help you determine what type of material to use and what style would best enhance the look of your home. For example, a heavier wood like mahogany would block noise, while an etched glass door would be a beautiful gateway to another room.

Why Choose Our Doors?

One of our sales representatives will be happy to tell you about all of the doors you’re interested in and explain our warranties. Our mahogany and oak wood interior doors, pre-hung solid engineered wood core stile and rail doors have a lifetime guarantee. We know you’ve got a lot of decisions to make, so we’ll offer you our professional advice without any pressure. We’ve been in business for over 30 years and have an outstanding reputation with individuals, contractors, builders, developers and resellers.

Call one of our friendly sales associates today for an interior door quote or for more information on everything we offer.

#interior design software


Interior Design Software

Home design software is great to use in your renovation process because it allows you to be your own interior designer. You can even find a paint color visualizer that allows you to see what colors will go with your space best. First measure out your area and create a floor plan in the software. Then you can furnish the space and add paint to the walls to get the full look. Some home design software programs even offer tips for top 2016 wall color ideas to help you with your design process. Once you are finished designing your space and adding the finishing touches, many software programs have a 3D virtual tour option that allows you to walk through your space so you can get a feel for what the design will look like. This will allow you to determine if anything in the floor plan or design needs to be changed before you begin remodeling your room.

Interior Design Ideas

Some programs even offer unique furniture design software that can allow you to customize your furniture pieces for the space. Many living room decorating programs offer the capability of building your own furniture pieces. You can customize everything from the material, whether it is wood, metal, or upholstery, to the color and patterns on the furniture. This allows you to give your design a unique touch that no one else has. Many software programs for interior design styles also have preloaded room designs to give you some inspiration for your design theme. You can select from a variety of simple interior design ideas that are currently trending in today s home improvement world. Downloading interior design software is a great way to get your do it yourself home renovation project started. Quickly and easily become a professional designer with the help of these simple to use software programs.

#ny school of interior design


Students, faculty and staff have access to full-text databases and e-journals that hold entire articles, as well as indexes that can refer them to citations on their topic. To access these e-resources off-campus, you may be asked to login with your NYSID ID and password.

NYSID Library provides over 140,000 e-books for students to use, read and download. We make available more e-books than we have printed books in the library! There are several publishers that provide us e-books, as well as other collections that are available online.


Research assistance and useful resources compiled by your friendly librarians.


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#ny school of interior design


Interior Design

An exciting career in Interior Design begins at Hunter College! Whether you choose to become a professional interior designer or learn remodeling skills for planning and decorating your home or office, this program will meet your needs. Hunter College has successfully offered this program for more than a decade. The focus of this program is to stress individual hands-on courses that are practical and will teach the latest in today s personal design.

Whether you choose to become a professional Interior Designer or learn remodeling skills for planning and decorating your home or office, this program will meet your needs. Workshops, seminars, museums, showrooms, and antique auction gallery visits are the focus of the program. Although the Interior Design Program is a certificate program, these courses can also be taken individually for one’s personal enrichment.

Registration and Tuition

This certificate consists of 5 required courses. The complete certificate program is $2200. As a non-credit certificate, this program doesn’t meet the fundamental qualifications for NYS Certification, but provides participants with knowledge of basic interior design skills.To register for the complete certificate, you must register in person or via fax. You may also register for each course individually. Please click on the Course Browser to register. Click the button to view the Program Brochure.

View or download ‘General Certificate Information’

Payment Planoptions are available. Students must register in person to enroll in a payment plan option. Certificate Students must visit or contact the registration office at 212-650-3850 Monday through Friday 9am-5pm to choose their class schedule per semester. Learn more about the benefits of registering for the entire certificate program.

Note: Certificate Cannot Be Completed In One Semester.


SharePoint vs. Yammer: 5 Reasons to Have a Second Look at SharePoint 2013 Social

by Simon Langlois on September 4, 2014

Enterprise social networking is a hot topic these days, from how-tos to what-tos and a string of expert studies. The buzz is getting louder and proactive SMBs are looking for the smartest, most efficient ways to hop on the train. I’ve noticed that lately, SharePoint events have had an increasing focus on Yammer benefits and functionalities, which is a testament to Microsoft’s active involvement in the discussion with a strong push for Yammer integration with Office365.

As you might already know, Yammer only comes with Office365 or SharePoint Online subscriptions, effectively restricting organizations running SharePoint on-premises, or those hosted by a third party. For SherWeb, this means – no Yammer, which is no cause for worries because with SharePoint’s out-of-the-box social features, you have all that is needed to go social. So what’s holding you back? Let’s detangle some of the misgivings and misconceptions surrounding the SharePoint vs. Yammer debate.

1 Well, if Microsoft says Yammer

I have yet to find a solid argument that would convince me to pick Yammer over SharePoint 2013. It’s been months since the integration of Yammer and SharePoint Online and in that time we’ve seen a couple of features added but nothing earth shattering. Yammer’s popularity appears to be based not on the quality of the product but rather on the overarching influence of the tech giant Microsoft. Here’s the main argument I hear these days, “Well if that’s where Microsoft is going, that’s where we need to go .” Don’t get me wrong, both have their individual shortcomings, but at the end of the day, Yammer and SharePoint 2013 have a lot more similarities than Microsoft would like us to believe. Although buying Yammer was a smart business move, it appears that it was not motivated by the allure of innovative technologies or edgy features. Microsoft clearly viewed this acquisition as a mean to eliminate its biggest enterprise social threat, much like they did with Skype some time ago.

2 All the enterprise social you need is in SharePoint

3 Less confusion

Some Microsoft advocates are sold on Yammer because of its user-friendliness. SharePoint 2013 social users for their part say that their pick requires little to no training because it is so much like the familiar and intuitive Facebook and Twitter interfaces. While many software are designed to help employees work more efficiently, when a company increases the number of tools they use, there is bound to be a decrease in efficiency, no matter how easy to use the new tool might be. The simpler the process the better the outcome; that’s why it is simpler to stick to SharePoint alone rather than to use SharePoint with Yammer tagged onto it. This also applies to people working with a number of mobile devices. They don’t want, or need for that matter, to juggle between a slew of apps. Instead, they can get it all done in one spot with SharePoint 2013.

4 The compliance challenges posed by enterprise social networking

Small and big companies alike have heaps of documents to manage on a daily basis, often requiring the collaboration of a number of employees. Those dealing with sensitive data, be it legal, financial, medical or other, have the additional concern of abiding with legislated standards such as HIPAA, SOX and GLBA. One of the first criteria for data safety is to ensure that employees are actually using the safe technology that is at their disposal. The second is to have access to administration functionalities to handle the massive amounts of data produced. Here’s the challenge that enterprise social networking platforms face. They strive to make communication and collaboration effortless, user-friendly and intuitive while remaining compliant with specific regulations concerning sensitive data handling. Although most pro-Microsoft evangelists don’t agree, when it comes to adoption, SharePoint and Yammer are in the same class, however document sharing and collaboration is where they differ the most. Many of the document management features enjoyed by SharePoint users such as co-authoring, alerts, check-ins outs, or drags and drops are not available on Yammer. The same goes for control content approval, workflows, user-defined metadata, eDiscovery and end-user retention. This means that to be compliant using Yammer, you should deny direct document sharing and force employees to only exchange links from documents that are located in SharePoint.

5 Community

Community contribution is essential when it comes to driving engagement and productivity. Ultimately, the biggest difference between Yammer and SharePoint social is this community concept which in my opinion, is Yammer’s biggest flaw. Contribution is arguably the best way to leverage collective wisdom; people join communities because they have precious expertise to gain or to share. Speaking to others is known to stimulate employee engagement because people tend to join communities not only for professional reasons but also out of personal interest. Yammer does offer the possibility to form groups based specific topics, however it lacks the recurring appeal of SharePoint 2013’s reward concept.

So Yammer only comes with Office365 or SharePoint Online subscriptions, well… what of it? SharePoint 2013’s out-of-the-box solution can meet all your enterprise social networking needs with an easy to use collaboration interface that s compliant with sensitive data regulations. And it offers a sharp productivity-boosting community concept to boot. In other words if you want a business that’s aligned with the enterprise social movement, Yammer is OK, but SharePoint is AWESOME!

Take a look at SherWeb s hosted SharePoint solutions and give us a call to learn more about our offering.


1 st /2 nd grade choir director – Elaine Smith (First Baptist, Winnsboro)


By May 15, 2017: $110 for campers; $110 for chaperones

After May 15, 2017: $120 for campers; $120 for chaperones

A deposit of $50.00 per person is required with registration.

Refund policy: There will be NO refund for cancellations.



Every effort will be made to ensure that everyone who comes to camp has a fun and safe stay; therefore, a yearly background check MUST be completed on EVERY ADULT 18 years or older WHO ATTENDS Children’s Music Camps. Please have every adult with your group complete the online Background Screening. Your registration will not be complete, nor your camp date secured, until all adults in your group have been screened and approved by the South Carolina Baptist Convention. The cost for the background check is included in your registration fee this year.

White Oak will no longer be able to provide linen service to camps. Please bring the following: pillow, linens, including sheets, towels (including swim towels), washcloths and blanket. It has been recommended to other camps to bring a sleeping bag and pillow rather than sheets.


7 Best Companies to Refinance Your Student Loans in 2017

Updated May 30, 2017

If you’re tired of making sky-high interest rate payments, student loan refinancing may be a good option for you. Refinancing saves you money by replacing your existing student loans with a new, lower-rate loan.

To qualify, you need credit in the mid-600s or higher and a steady income, or access to a co-signer. Student loan refinancing is not the same as federal consolidation. Learn more on our refinance FAQ page .

The best refinance lender for you depends on your priorities. Borrowers often look for the lowest interest rate possible, but it’s worth checking out the various features each lender offers. See our reviews for the full details.

Student loan refinance options


Eligible loan balances

*All APR ranges include a 0.25% autopay discount if available


$10,000 to $500,000

$5,000 up to the full balance of your student loans

$5,000 up to the full balance of your student loans

Citizens Bank

Undergrads: $10,000 to $150,000

$15,000 to $250,000

Refinance lender details and reviews:


  • Type of lender: Online only
  • Loan servicer: Mohela
  • Deferment or forbearance available: Yes
  • Co-signer release available: No
  • Why it stands out: Elfi offers some of the lowest rates in the market
  • Read more about Elfi


  • Type of lender: Online only
  • Loan servicer: Earnest
  • Deferment or forbearance available: Yes
  • Co-signer release available: No option to apply with a co-signer
  • Why it stands out: The interest rate is customized based on your preferred monthly payment
  • Read more about Earnest


  • Type of lender: Online only
  • Loan servicer: Firstmark Services
  • Deferment or forbearance available: Yes
  • Co-signer release available: Yes
  • Why it stands out: You can refinance a parent PLUS loan in your name
  • Read more about CommonBond


  • Type of lender: Online only
  • Loan servicer: Mohela
  • Deferment or forbearance available: Yes
  • Co-signer release available: No
  • Why it stands out: You can get access to career coaching services
  • Read more about SoFi


  • Type of lender: Online only
  • Loan servicer: PenFed Credit Union
  • Deferment or forbearance available: Yes
  • Co-signer release available: Yes
  • Why it stands out: Married couples can refinance their loans together
  • Read more about Purefy


  • Type of lender: Traditional bank
  • Loan servicer: Mohela
  • Deferment or forbearance available: Yes
  • Co-signer release available: Yes
  • Why it stands out: There’s no limit on the loan balance you can refinance
  • Read more about DRB

Citizens Bank

  • Type of lender: Traditional bank
  • Loan servicer: Firstmark Services
  • Deferment or forbearance available: Yes
  • Co-signer release available: Yes
  • Why it stands out: You can refinance even if you didn’t graduate
  • Read more about Citizens Bank

When to consider student loan refinance alternatives

You ll use federal loan repayment programs

When you refinance a federal student loan, a lender pays it off and issues you a new, private loan. That means you can’t repay the refinanced loan on an income-driven repayment plan. postpone payments using deferment or forbearance. or get loan forgiveness for working in public service. Only refinance your federal loans if you don’t plan to take advantage of these programs.

You don t meet the requirements

At a minimum, lenders want to see that you have a stable job and a steady income, that you use credit responsibly and that you’ve been in the workforce for a little while. Some lenders also prefer customers who have graduate degrees, especially if you have a lot of debt. This means refinancing isn’t an option for graduates who are struggling to pay their student loan bills.

More on student loan refinance

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