Professional email solutions for businesses large and small, and for families and individuals who want more from their email account than the free services offer.

Powerful email hosting for businesses, with Outlook Web Access, POP3 and IMAP4, anti-spam and anti-virus filtering, and at least 1GB storage per mailbox.

Productivity features include personal and shared calendars, contacts, task lists and a corporate address book.

And, of course, you can use your own domain name with your email address.

123Mail [WEB] [POP3] [SMTP] [IMAP]

AussieMail [WEB] [POP3] [SMTP] [IMAP]

Bluebottle [WEB] [POP3] [SMTP] [IMAP]

BlueTie [WEB] [POP3] [SMTP] [IMAP]

BurntMail [WEB] [POP3] [IMAP]

Co-Mail [WEB] [POP3]

DCEmail [WEB] [POP3] [SMTP] [IMAP]

FanMail [WEB] [WEB] [POP3] [SMTP] [IMAP]

FuseMail [WEB] [POP3] [SMTP] [IMAP]

Gawab [WEB] [POP3] [SMTP] [IMAP]

GnuMail [WEB] [POP3] [IMAP]

Hover [WEB] [POP3] [IMAP]

Domains. com. net. org. info. biz. us. ca. uk – over 40,000 other domain names to choose from.
Storage: 2GB
Attachments: 25MB
Prices range from US$35 per year for one mailbox to US$80 per year for ten mailboxes
Hover (previously NetIdentity, now part of Tucows Inc.) are a domain name management company offering domain forwarding, email forwarding, and custom URL creation services. They aim to keep their services simple and intuitive for maximum ease of use and efficiency. Customers can choose between a domain with an email box, and a personal name email address. Hover include the option of Whois privacy for no extra fee.

HushMail [WEB] [POP3] [IMAP]

Lavabit [WEB] [POP3]

Lycos Mail Plus [WEB] [POP3] [IMAP] [WEB] [POP3] [IMAP]

Mail2world [WEB] [POP3] [SMTP] [IMAP]

Prices: US$24 per year (basic), US$36 per year (premium), or alternatively US$3.99 per month
MailTracking offers an email service with sophisticated tracking facilities. The service includes digitally signed certificates that can prove that a particular email has been posted, delivered and opened. Read notifications can be sent to an alternate email account, or via SMS, ICQ or pager. It is also possible to send self-destructing emails that can optionally be made unsaveable or unprintable, and messages can be retracted by the sender before or after they are opened by the recipient. Free trial available.

OperaMail [WEB] [POP3] [SMTP] [IMAP]

PrimeMail [WEB]

ProntoMail [WEB] [POP3] [IMAP]

prxy, Inc. [WEB] [POP3] [SMTP] [IMAP]

Domains: registration of a .com. net. org. biz. info. name or .us domain is included in all packages
Storage: 512MB per account, 1 to 300 accounts
Attachments: 30MB
Prices range from US$45 per year to US$2399.40 per year for their top account
Business email and calendaring solutions. Prxy offer a number of business email plans, all of which include virus and Spam protection, auto reply, unlimited aliases, and a free bonus domain name. Their SMTP services are priced separately, and range from 50,000 recipients per month priced at US$89.95 per month, to 1,000,000 recipients per month priced at US$799.95 per month, with limits imposed on the daily number of recipients and the total volume of data transfer.

RediffMail [WEB] [POP3]

Redpin [WEB] [POP3] [SMTP] [IMAP]

RunBox [WEB] [POP3] [SMTP] [IMAP]

S-Mail [WEB] [POP3] [SMTP]

SAFe-mail [WEB] [POP3] [SMTP] [IMAP]

Smile [WEB] [POP3] [SMTP] [IMAP]

Domains: registration/renewal of .com. net. org. biz. info. name or .us domains is included in all packages
Storage: 1GB per mailbox, 5 to 500 mailboxes
Attachments: 10MB
Prices range from US$9.40 per month for 5 mailboxes to US$230 per month for 500 mailboxes, with discounts for quarterly or annual payment
Smile offers business email and web hosting solutions. They place a strong emphasis on reliability, and they guarantee better than 99.99% uptime. Their business, enterprise, and domain email products all come with a user-friendly, intuitive management interface, POP3 and IMAP access, and a choice of five popular webmail interfaces, including SquirrelMail and TWIG Email. Standard features include multiple aliases, email forwarding, and auto responsers. Smile offers a separate SMTP service for businesses, with prices ranging from US$75 per year for 5,000 messages to US$300 per year for 100,000 messages.

TuffMail [WEB] [POP3] [SMTP] [IMAP] [WEB] [POP3] [SMTP] [IMAP]

VFEmail [WEB] [POP3] [SMTP] [IMAP]

Yahoo! Mail Plus [WEB] [POP3]

Email Service Reviews

All About Email


College of Business and Economics

Through programs designed to develop analytical, technological, team building, and communication skills, students acquire business acumen and are prepared to competitively perform and advance in the global economy. The College’s learner-centered environment is characterized by effective instruction and outstanding faculty scholarship, and emphasizes the importance of leadership, ethical reasoning, critical thinking, and continuous learning.

The business and accounting programs in the College of Business and Economics, including the MBA program, are accredited by AACSB International The Association to Advance Collegiate Schools of Business. Of the estimated 15,679 schools offering business programs globally, we are one of approximately 700 business schools around the world that have AACSB International accreditation. And, we also have the distinction of being one of approximately 200 schools world-wide with AACSB accreditation of its Accounting program.

We are very proud of our graduates, many of whom are recruited by top regional, national, and international corporations and other organizations. Many also continue their education at prestigious graduate and professional schools.
We strive to be recognized for our graduates who are innovative thinkers and ethical leaders, with strong business and global acumen. We welcome the support of our corporate partners, our alumni and our friends as we continue to serve students and our community.

We make a living by what we get,
We make a life by what we give.
Winston Churchill

If you have received from the College of Business and Economics at North Carolina A T State University, please give. If you were supported by scholarship dollars, please give even more.
Thank you so much, and graduates please remember to let us know how you are doing, so we may use your story to help inspire others.

Beryl C. McEwen, PhD




  • Core Technology Molding Corporation, a leading injection molding firm, will break ground to expand its operations to the South Campus of Gateway University Research Park at 10:30 a.m. Monday, July 24, 2017.

    The College of Education (CEd) at North Carolina Agricultural and Technical State University has partnered with the Tom Joyner Foundation Inc.

    Craig Rhodes, Ph.D. has been appointed interim dean for the College of Arts, Humanities and Social Sciences at N.C. A T State University.


    Permanent Life Insurance

    Available through the workplace, this coverage offers lifetime protection, a tax-free death benefit, and the ability to build cash value.1 And since it’s portable, you can take coverage with you when you retire or leave the company.

    Group Variable Universal Life (GVUL)

    For complete plan details, talk to your company’s benefits administrator.

    Group Universal Life (GUL)

    For complete details, talk to your company’s benefits administrator.

    Whole Life Insurance

    For complete plan details, talk to your company’s benefits administrator.

    A death in the family is not only emotionally devastating, it can also take a tremendous toll on the future financial security of a family. Suddenly, without the deceased’s income, paying the mortgage or providing for a child’s college education may become much more difficult.

    Those who buy life insurance generally do so to help ensure their loved ones are taken care of financially. Life insurance is a promise by an insurance company to pay those who depend on you a sum of money upon your death. In return, you make periodic payments called premiums. Premiums can be based on factors such as age, gender, medical history and the dollar amount of the life insurance you purchase.

    In the event of your passing, life insurance provides money directly to the individuals you select, your beneficiaries, who can use the money as they see fit, including:

    • Replacing lost income
    • Covering basic living expenses
    • Paying household debts, estate taxes and funeral expenses
    • Funding a child’s education
    • Supplementing retirement savings

    Life insurance comes in two main types – term and permanent – which may both be available through your workplace.

    Term life insurance pays a specific lump sum to your loved ones, providing coverage for a specified period of time – usually from one to 20 years. If you stop paying premiums, the insurance stops. Term policies pay benefits if you die during the period covered by the policy, but they do not build cash value. They may also give you the option to port. That is, you can take the coverage with you if you leave your company.

    Generally, you should consider a term life insurance policy to:

    • Get valuable coverage at an affordable price
    • Help cover specific financial responsibilities like a mortgage or college expenses
    • Supplement a permanent policy

    Permanent life insurance policies do not expire. They are intended to protect your loved ones permanently, as long as you pay your premiums. Some permanent life insurance policies accumulate cash value. That means the value of the policy may grow each year, tax-deferred, until it matches the face value of the policy. The cash can generally be accessed via loans or withdrawals, and can be used for a variety of purposes. This type of policy is typically portable so coverage can continue if employment terminates.

    Consider a permanent insurance policy if you want:

    • Protection for life
    • Payments that stay the same each year
    • To put additional money into the policy on a tax-favored basis
    • Cash value you can use while you are living

    Getting life insurance through work can be an easy way to protect your family. If your employer offers a group plan, consider signing up for advantages that may include:

    • Competitive group rates
    • Guaranteed issue, meaning you can get a certain amount of coverage without answering health questions or taking a medical exam
    • Convenient payroll deductions
    • Easy access to enrollment and educational tools that can help you make decisions about the type and amount of insurance that’s right for you
    • The confidence of knowing that your employer has reviewed and selected the plan

    All you have to do is sign up, and sometimes enrollment is automatic.

    Permanent life insurance is protection for your entire life, as long as sufficient premiums are paid. Properly structured and maintained permanent life insurance can build cash value which you can use as you see fit. 4

    While you won’t be able to pinpoint the amount you’ll need to the penny, you can make a sound estimate. Your goal should be to develop a life insurance plan that, following your death, will allow your family to live comfortably without your economic contribution. Also consider the effect of inflation over time. The amount needed for retirement or college 20 years from now is likely to be significantly higher than today.

    To estimate the amount of life insurance your family would need, first calculate everything you now provide for your family including:

    • Salary
    • Benefits/health insurance
    • 401(k) and retirement savings
    • Personal services you perform for your family, such as child care, cooking, home maintenance, etc.

    Then, subtract your personal expenses including:

    • Annual spending on personal needs, such as food, clothing, entertainment, etc.

    Life insurance through your workplace may be more affordable than you think. In fact, many people can get term life insurance coverage from a quality company for a surprisingly affordable price. 4

    Premiums are typically based on factors such as:

    • Age, sex, height and weight
    • Health status, including whether or not you smoke
    • Participation in high-risk occupations

    Life insurance gets more expensive as you get older, and the type of coverage you choose will also affect your premium. Rates for term insurance are typically lower, while rates for permanent policies are typically higher.

    Learn how life insurance protects those you care about in the event of your passing.

    Learn about the two main types of life insurance and the advantages of each.

    How much do you need? How much will it cost? Find out here.

    Learn about the benefits of MetLife Life Insurance for your employees.

    Group Variable Universal Life insurance (GVUL) is issued by Metropolitan Life Insurance Company (MLIC), New York, NY 10166, and distributed by MetLife Investors Distribution Company (MLIDC) (member FINRA). MLIC and MLIDC are MetLife companies.

    Prospectuses for Group Variable Universal Life insurance and its underlying portfolios can be obtained by calling (800) 756-0124. You should carefully read and consider the information in the prospectuses regarding the contract’s features, risks, charges and expenses, as well as the investment objectives, risks, policies and other information regarding the underlying portfolios prior to making any purchase or investment decisions. Product availability and features may vary by state. All product guarantees are subject to the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

    Group Variable Universal Life insurance has limitations. There is no guarantee that any of the variable options in this product will meet its stated goals or objectives. Cash value allocated to the variable investment options is subject to market fluctuations so that, when withdrawn or surrendered, it may be worth more or less than the amount of premiums paid.

    Like most insurance policies, MetLife’s GVUL and GUL policys contains exclusions, limitations and terms for keeping it in force. MetLife can provide you with costs and complete details.

    Group Universal Life (GUL) is issued by Metropolitan Life Insurance Company, New York, NY 10166.

    Texas Life Whole Life Insurance is available through your MetLife representative and is underwritten by Texas Life Insurance Company, 900 Washington, Waco, Texas. Texas Life is not affiliated with Metropolitan Life Insurance Company or its affiliates. Like most life insurance policies, Texas Life policies contain certain exclusions, limitations, exceptions, reductions of benefits, waiting periods and terms for keeping them in force. Texas Life complies with all state laws regarding marriages, domestic and civil union partnerships, and legally recognized familial relationships. Please contact MetLife for more information. 1 Guarantees are subject to the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

    2 In general, participants may withdraw cash value equal to premiums paid without tax consequences although less favorable rules may apply in the first 15 years. However, if the funding of the certificate exceeds certain limits, it will become a “modified endowment contract” (MEC) and become subject to “earnings first” taxation on withdrawals and loans. An additional 10% penalty for withdrawals and loans taken before age 59½ will also generally apply. We will notify you if a contribution would cause your certificate to become a MEC. Withdrawals and loans reduce the death benefit and cash value, thereby diminishing the ability of the cash value to serve as a source of funding for cost of insurance charges, which increase as you age. Withdrawals are subject to an administrative fee of 2% of the amount withdrawn, not to exceed $25.

    3 Applies to SOLUTIONS Series 121 plan only.

    4 Cash values can be accessed through loans and/or withdrawals, but these will reduce the death benefit and may have tax consequences. In addition, withdrawals from some policies may be subject to surrender charges and could have a permanent effect on the cash value and the death benefit.


    Knoxville, TN Construction Equipment Rental

    Moving companies in knoxville tn

    Moving companies in knoxville tn

    1808 Sanderson Road

    Knoxville, TN 37921

    Hours: Monday – Friday: 7:00 a.m. – 5:00 p.m.

    Cities Serviced: Knoxville, Sevierville, Oak Ridge, Morristown, Loudon, Maryville, Alcoa, Johnson City, Chattanooga, Lenoir City, Oliver Springs, Clinton, Athens, basically all of east Tennessee, east Kentucky, southwest Virginia, and western cities in North Carolina

    Counties Serviced: Knox, Anderson, Roane, Hamblen, Morgan, Greene, Blount, Loudon, Swain, Graham, Monroe, McMinn, Meigs, Rhea, Cumberland, Fentress, Picket, Scott, Campbell, Union, Claiborne, Grainger, Hancock, Hawkins, Cocke, Jefferson, Sevier, Haywood, Jackson, Cherokee, Whitley, Bell, Lee, and McCreary

    Focus on Industrial, Construction Developer Contractors

    Equipment Rental Knoxville

    In a tight economic and construction market, it is more important than ever to make your business efficient. Neff Rental in Knoxville, TN, has served the construction, industrial and excavation contractor markets for over 12 years at this location; and, with a service staff with over 30 years’ of combined industry experience, you can rely on Neff Rental to get you the equipment you need at affordable rates.

    Find the Rental Equipment You Require

    Serving the Metropolitan Region

    Neff Rental provides equipment rental in Knoxville and to construction companies in towns in surrounding counties. The Knoxville branch serves:

    • The Knoxville metropolitan area and surrounding counties
    • Rents and sells equipment to contractors in eastern Kentucky
    • Provides rental equipment to towns in southwest Virginia and western North Carolina

    Contact Neff for Equipment Rental in Knoxville

    Excellence in Customer Service

    Equipment rental in Knoxville from Neff comes with the guaranty of excellence in customer service. Our team knows the construction industry in the region and provides construction contractors with equipment options and solutions. With the construction market posing many problems in this tight economic market, construction companies need a partner that can provide them with the best brands, the most dependable equipment, and help contractors with the bottom line. If you do not need to buy equipment for your project(s) then rent the equipment you need to get the job done efficiently and profitably.

    Neff Rental in Knoxville carries over $15 million worth of vehicles and equipment in a diversified fleet. We focus on industrial, commercial, and excavating contractors in the construction industry. We strive for the best in customer service on every order and we are here to help you get the rentals or purchase the equipment your company requires.

    Get the Equipment Your Company Requires from Neff Rental Knoxville

    Categories of Equipment Available to Rent: aerial lifts, excavating and earth moving vehicles, concrete mixing equipment, compaction equipment and vehicles, general demolition equipment, material handling, crane trucks, and general construction tools

    The Knoxville Branch will continue to provide quality equipment with great customer service in the future and we encourage all companies in the region, to build a relationship with your Neff Rental branch. We have the equipment your company requires; and you will be treated with respect and courtesy.

    Neff Rental in Knoxville is a member of the Associated General Contractors of America.

    Contact Neff Rental in Knoxville for Service in Your Area

    Moving companies in knoxville tn

    High Risk Warning: Forex, Futures, and Options trading has large potential rewards, but also large potential risks. The high degree of leverage can work against you as well as for you. You must be aware of the risks of investing in forex, futures, and options and be willing to accept them in order to trade in these markets. Forex trading involves substantial risk of loss and is not suitable for all investors. Please do not trade with borrowed money or money you cannot afford to lose. Any opinions, news, research, analysis, prices, or other information contained on this website is provided as general market commentary and does not constitute investment advice. We will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from the use of or reliance on such information. Please remember that the past performance of any trading system or methodology is not necessarily indicative of future results.


    Your Path to Knowledge

    The faculty and staff at Fond du Lac Tribal and Community College have one thing in mind — the student. Whether it s putting in extra time with students on a one-on-one basis or developing new ways of thinking to help our students apply their knowledge to the real world, our goal is to help students focus on their education and achieve their life goals.

    We like transfer students!

    Thinking of transferring to OR from Fond du Lac Tribal and Community College? We have the answers to your transfer questions on our Transfer Information web page. Check it out!

    Our graduates get jobs.

    Do you know about our innovative Corrections degree program? Our experienced instructors and practical knowledge-based courses offer unique training in a career field with above average job openings. Click on the link for more information.

    Yes! We have a board-approved Nursing Program!

    Your path to a rewarding career in Nursing begins here. We offer Minnesota Nursing Board-approved programs leading to RN, LPN, and RNA licensure. It s a great program with great opportunities.

    Fond du Lac Tribal and Community College has received accreditation by the World Indigenous Nations Higher Education Consortium. After publishing a comprehensive self-study document and hosting an intensive campus site visit in April 2017, the official recommendation for ten-year unconditional accreditation was awarded to Fond du Lac Tribal and Community College during the annual meeting [Read More ]

    Class Cancellations for Fall 2017 Semester: ACCT 2005-01 Managerial Accounting AMIN/SOC 2030-01 Contemporary Indian Concerns ANTH 1001-01 Introduction to American Indian Studies ENGL 1120-90 Writing for Professionals NURS 1011-01 Cultural Bridges of Care NURS 2136-85 Holistic Nursing III Clinical PHIL 1030-01 Introduction to Sustainability PHIL 2001-01 Introduction to Philosophy PE 1051-01 American Indian Traditional Dance PE 1077-01 Officiating Basketball SOC 1001-90 Introduction to Sociology

    The Environmental Institute at Fond du Lac Tribal and Community College has a new sign this summer. Coal Gass, a 2017 graduate of the Environmental Science program at Fond du Lac Tribal and Community College who is completing a summer internship in the college’s Environmental Institute, spent about 25 hours creating and painting a new [Read More ]

    Our final night of the 2017 Hot Summer Nights Concert Series features Jillian Rae, a multi-talented violinist, vocalist, and songwriter whose creative and dynamic style of violin playing combines spectacularly with her lifelong experience as a performer. Like many of Minnesota s finest musicians, Jillian Rae grew up in the north on the Iron Range, an [Read More ]

    Fall Semester Classes started on Monday, August 21 stop by campus this week to see if you can still get into some courses!

    August 21-25, Welcome Week Activities, check the daily schedule posted on campus

    Wednesday, August 30, Thunder Volleyball Season Opener vs. Central Lakes College at 5:00 p.m. and vs. Oak Hills Christian College following the first match, at Central Lakes College

    Saturday, September 2, Thunder Football Season Opener vs. Ridgewater Community College, Spartan Field Complex in Superior, 2:00 p.m.

    Monday, September 4, Labor Day Holiday, Campus is Closed

    Wednesday, September 6, Thunder Volleyball at Rainy River Community College, 6:30 p.m.

    Saturday, September 9, Thunder Football vs. Northland Community Technical College, Public Schools Stadium, Duluth, 4:00 p.m.

    For the latest updates about campus events and news, Like us on Facebook at


    Balance Transfer Calculator for
    Calculating Credit Card Offers

    Help you to see if you will actually save money by transferring a balance from a current card to a card with a low introductory rate.

    This free online Balance Transfer Calculator will calculate the net consequences of transferring higher rate credit card balances to a card offering a low introductory rate.

    The balance transfer calculator takes into consideration your current monthly interest and fees and compares them to before and after the introductory offer — including any balance transfer fees that may apply.

    What is a Balance Transfer?

    A balance transfer is what usually happens when we allow the balance on a high interest rate card to creep up to the point we are forced to take on a part-time job just to pay the interest charges on the credit card.

    About that time we get a balance transfer offer in the mail stating that they will allow us transfer our higher rate balances to a their card and they will charge us little or no interest for a period of 6-months to a year. Sounds good, right?

    It is a good deal, but only if you cut up the cards and close the accounts you transfer the balances from. Otherwise, guess what typically happens? That’s right, because you have little or no available credit on the new card, you end up charging purchases to the cards that now have plenty of available credit.

    In other words, if you have not learned your lesson about carrying balances on credit cards before you make a balance transfer, you will most likely end up with two, three, or four times the amount of credit card debt as you had before the balance transfer. Why do you think credit card companies make those generous balance transfer offers?

    What Are the Factors to Consider?

    When considering a credit card balance transfer offer, here are some factors you need to be aware of before making your decision.

    Penalty APR Supersedes Introductory Rate

    If you read the fine print on the credit card offer you will likely “discover” that if you’re late making just one of your payments, your “introductory rate” will permanently skyrocket to a Penalty APR of up to 29.99%! Now, if you have a working crystal ball that says you will never experience a sudden loss or drop in income, then feel free to totally disregard this warning.

    Balance Transfer Fees

    In most cases you can expect to pay a 3% to 5% fee on the total of transferred balances. In other words, the 0% APR being advertised is true only if you consider the balance transfer fee to not be a sly way to charge you interest anyway. What’s more, the balance transfer fee is usually added to your transferred balance, which could result in you exceeding your credit limit, and viola! You’re the proud owner of a brand new Penalty APR!

    Post Introductory Period Rate?

    Typically the credit card company will state something like, “After that (introductory period), your APR will be 10.99% to 18.99% based on your creditworthiness and will vary with the market based on the Prime Rate.”

    If you think your post introductory rate will be 10.99% after they just spent 6-months to a year collecting little or no interest from you, then the phone is for you — it’s reality calling.

    No Rewards or Grace Periods

    In the fine print of most offers you will “discover” that transferred balances do not earn rewards and there is no grace period for avoiding interest charges.

    Friend or Foe?

    The balance transfer sales pitches all have that “We’re Your Friend and We’ve Come to Your Rescue!” type of revelation on them, but would a true friend make the following kinds of statements when making an offer to assist you?

  • “We use the highest prime rate listed in the Wall Street Journal. ”
  • “Each time you fail to make a payment when due, we may add up to five percentage points to your APR.”
  • “We will apply payments at our discretion, including a manner most favorable or convenient for us.”

    The defense rests.

    With that, let’s use the balance transfer calculator to calculate the net consequences of transferring your higher rate credit card balances to a low introductory rate offer.

    Calculator Entries Regarding Credit Card Balance Transfer Offer

    Introductory interest rate: The introductory annual interest rate of the credit card you will be transfering balances to. If the introductory rate is 0%, simply enter 0%. Enter as a percentage (for .039, enter 3.9%). But be forewarned, if you are late making just one payment you may suddenly find yourself paying a Penalty APR of as high as 29.99%!

    Introductory term in months: The number of months the introductory interest rate will last for, which is usually 6 to 12 months.

    Post introductory term interest rate: The annual interest rate that will go into affect once the introductory term has ended. If the offer states a range of possibilities (e.g. 10.99% to 18.99%), enter the highest rate listed. When doing any financial forecasting it’s always best to estimate income low and expenses high. Enter as a percentage (for .1899, enter 18.99%).

    Annual fee: If the card you are transferring balances to has an annual fee, enter the amount on this line. Otherwise leave blank or enter a zero. The balance transfer calculator will divide the annual cost by 12 to come up with a monthly fee for comparison purposes.

    Balance transfer fee percentage: The balance transfer fee percentage (usually 3% to 5%). Enter as a percentage (for .03, enter 3%). The balance transfer calculator will include fee in the transferred balance on the new card.

    Balance transfer fee cap: The balance transfer fee cap or maximum (usually $50 to $75 when offered). If no balance transfer fee cap is stated in the offer, leave this line blank.

    Calculator Entries Regarding Credit Card Balances to Transfer

    CC # column: This column is just for keeping track of how many credit cards you are including in the balance transfer.

    Credit Card column: Optional: Enter the name of each credit card for the purpose of keeping track of which cards you have entered.

    Balance Owed column: The balance owed for each entered credit card, which usually appears on your monthly credit card statement. However, if you have made any purchases or taken any cash advances since your last statement, be sure to include those as well.

    Interest Rate column: The annual interest rate of each credit card as a percentage (for .1899, enter 18.99%). If a certain credit card has more than one interest rate (1 for purchases and 1 for cash advances), enter the lower of the two so as not to skew the results in favor of a balance transfer.

    Annual Fee column: The annual fee for each credit card that charges one. If a card does not charge an annual fee, either leave blank or enter a zero.

    Monthly Cost column: Based on the balance owed, interest rate, and annual fee entries, the balance transfer calculator will automatically calculate how much interest and fees you will pay on each card per month if the balance remains unchanged.

    Intro Term Cost column: The balance transfer calculator multiplies the monthly cost by the number of months in the introductory term, giving you your introductory term costs for each card if you decide not to transfer your balances to the new credit card.

    Calculator Results: Introductory Term Comparison

    Current totals row: This row contains the totals of your current credit card balances, interest costs, and fees.

    Transfer totals row: This row contains the calculations of your current credit card balances if transferred to the card you entered balance transfer terms for. Note that the balance includes the addition of the balance transfer fee, which is also included in the monthly fee result field (transfer fee introductory months).

    Introductory term balance transfer savings row: This row contains the monthly and introductory term savings (or loss) that will occur if you transfer the entered balances to the new credit card — assuming all balances remain unchanged for the introductory term. If the results are negative, that means transferring balances will actually end up costing you more money than you are currently paying out.

    Calculator Results: Post Introductory Term Comparison

    Current totals row: This row contains the totals of your current credit card balances, interest costs, and fees.

    Transfer totals row: The balance transfer calculator calculates the consequences of your current credit card balances if transferred to the card you entered balance transfer terms for — but does not include the introductory period.

    Post introductory term balance transfer savings row: This row contains the monthly and annual savings (or loss) that will occur after the introductory term expires — assuming the transferred balances remain unchanged. If the results are negative, that means transferring balances will actually end up costing you more money than you are currently paying out once the introductory period expires.

    Calculators for simplifying complex financial decisions:

    • #

      MISTER TRASH is a LOCALLY OWNED OPERATED commercial clean out company offering SAME DAY Junk Removal Service, Hoarding Clean Out Service, Home Clean Out Service, Demolition Service Animal Feces Clean Up Service. MISTER TRASH is available 24/7 for Trash Removal, Furniture Removal, Piano Removal, Pool Table Removal, Swimming Pool Removal, Hot Tub Removal, Jacuzzi Removal, Fence Removal, Deck Removal, Shed Removal, Swing Set Removal, Sign Removal, Safe Removal, Carpet Removal Insulation Removal Service. MISTER TRASH will give you a FREE ESTIMATE for Office Cleanout, House Clean Out, Building Clean Out, Attic Clean Out, Garage Clean Out, Basement Clean Out, Hoarder Clean Out Clutter Clean Out Service.
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      MISTER TRASH is a locally owned operated clean out company, junk removal company demolition company available for Same Day Service 7 Days A Week – Anytime of Day. We provide a quality clean out service, junk removal service demolition service at an affordable price. In fact, if you get a better price – We Will Beat It! PLEASE CALL ANYTIME 24/7 FOR A FREE ESTIMATE 1 800 967 9295 .

      MISTER TRASH will remove any junk and haul it away. We will show up on time and remove all the junk you request. We will clean up the trash and leave nothing to complain about. We have a neat appearance and will always be courteous and respectful of you and your property. We offer fast local clean out service, junk removal service demolition service. We have trash removal teams on call 24/7. We never stop. If you can’t get rid of the junk – We Can! PLEASE CALL ANYTIME 24/7 FOR A FREE ESTIMATE 1 800 967 9295 .


      MISTER TRASH is a hoarding clean out company offering hoarder clean out service and clutter clean out service 24/7. We have the patience and experience to complete any hoarding clean out or clutter clean out service. We remove junk trash, tear out carpet, linoleum wood floors and clean out sanitize the entire affected area. We are specially equipped to deal with a bug or rodent infestation during the hoarder clean out or clutter clean out service. We have dealt with mice, rats, snakes, cockroaches, spiders, bed bugs, animal feces clean up animal hoarding clean out many times. Rodents, bugs and animals are a common problem during hoarding junk removal services or clutter junk removal services. This is the main reason to have a professional hoarding trash removal service complete the animal hoarder clean out service, gross filth clean out service or clutter clean out service. PLEASE CALL ANYTIME 24/7 FOR A FREE CLUTTER CLEAN OUT HOARDING CLEAN OUT ESTIMATE 1 800 967 9295 .


      MISTER TRASH is available 24/7 for trash removal service, junk removal service, rubbish removal service or garbage removal service. We specialize in office furniture removal, house furniture removal, piano removal, pool table removal, refrigerator removal, television removal, appliance removal, clutter removal, hoarding junk removal, swimming pool removal, hot tub removal, jacuzzi removal, fence removal, deck removal, shed removal, barn removal, swing set removal, brush removal, wood removal, metal removal, construction debris removal, sign removal, safe removal, wood floor removal, tile floor removal, wet carpet removal, wet drywall removal, wet ceiling removal attic insulation removal. We can handle any size trash clean out junk clean out. We offer basement cleanout, crawlspace clean out, cellar clean out, attic clean out, garage cleanout, building clean out, home clean out, apartment clean out, estate clean out commercial clean out. Call us for trash pick up trash disposal service, junk pick up junk disposal service, rubbish pick up rubbish disposal service or garbage pick up garbage disposal service. PLEASE CALL ANYTIME 24/7 FOR A FREE TRASH REMOVAL JUNK REMOVAL ESTIMATE 1 800 967 9295 .


      MISTER TRASH offers commercial demolition service and residential demolition service 24/7. We are an interior demolition company fully equipped for a whole house gut out service, commercial building gut out service, wet basement gut out service or home gut out service. We are also an exterior demolition company geared up for a whole house demolition, building demolition, garage demolition, home demolition, barn demolition, shed demolition, porch demolition, wood deck demolition, swimming pool demolition, fence demolition, wood floor demolition tile floor demolition. We will gut out a house or demolish a building and remove all the construction debris from the property. We have enough manpower and equipment for any shed demo service, garage demo service, basement demo service, house demo service or commercial building demo service. PLEASE CALL ANYTIME 24/7 FOR A FREE BUILDING DEMOLITION HOUSE DEMOLITION ESTIMATE 1 800 967 9295 .


      MISTER TRASH is available 24/7 for all animal feces removal services including rodent feces clean up, rat feces clean up, mice feces clean up, bat feces clean up, raccoon feces clean up, cat feces clean up, dog feces clean up, pigeon feces clean up, squirrel feces clean up, mouse feces clean up bird feces clean up service. Animal feces can lead to unsafe conditions for breathing and improper animal feces clean up techniques can stir up fecal contaminants causing respiratory problems. This is the main reason to have a professional animal feces removal company complete the rat feces removal, bat feces removal, cat feces removal, mice feces removal, raccoon feces removal, mouse feces removal, pigeon feces removal, dog feces removal, squirrel feces removal, bird feces removal or rodent feces removal service. PLEASE CALL ANYTIME 24/7 FOR A FREE ANIMAL FECES CLEAN UP ANIMAL FECES REMOVAL ESTIMATE 1 800 967 9295 .


      MISTER TRASH is equipped for any size flood damage removal, water damage removal, sewage damage removal, mold damage removal or fire damage removal emergency service 24/7. We offer flood clean up, water clean up, sewage clean up, mold clean up, mud clean up, sludge clean up, fire clean up, smoke clean up and soot clean up from your damaged home or damaged building. We offer wet carpet removal, wet insulation removal, wet drywall removal, wet ceiling removal wet wood floor removal. Call us 24/7 for emergency water removal service, emergency mud removal or emergency sewage removal service. PLEASE CALL ANYTIME 24/7 FOR A FREE SEWAGE REMOVAL WATER REMOVAL ESTIMATE 1 800 967 9295 .

      LPN/LVN Nursing Careers in Florida (FL)

      Florida has many opportunities available to those planning to pursue a career as a licensed practical nurse (LPN). Course work is offered at select vocational schools, community colleges, junior colleges, hospitals, technical schools, state colleges and private universities. Entry requirements include a high school diploma or equivalent, passing the Test of Adult Basic Education (TABE) exam, and possessing CPR certification. Some institutions may require prerequisite courses as well. A listing of the schools offering approved LPN training and their contact information is available on this page.

      Student LPN curriculum will include such coursework as anatomy, nutrition, biology, medical terminology, practical nursing skills, physiology, medical and surgical disorders, patient care, body structure and functions, and health care systems. To receive a vocational certificate the student must successfully complete 1,350 hours which includes the courses, lab work, and clinical rotations. Completion of the program takes approximately one year. Graduates may take the National Council Licensure Examination for Licensed Practical/Vocational Nurses (NCLEX-PN) after they have satisfied the education requirement. The test must be passed to receive a license to work as an LPN in Florida.

      A licensed LPN often works under the direct supervision of an RN or LPN charge nurse. An LPN may find job opportunities in nursing homes, summer camps, hospitals, doctor offices, schools, clinics, private home care and group homes. The LPN is responsible for much of the direct patient care. Responsibilities include measuring vital signs, IV therapy maintenance, monitoring medications for dosage and patient compliance, and reporting changes in patient s condition to supervising nurse or doctor. In some instances the LPN may perform duties of patient advocate or community educator. Various specialty fields that an LPN might consider are pediatric, surgical, emergency and geriatric nursing.

      Most people that choose nursing as a career have an interest in the medical field and a desire to help people. Other reasons to consider becoming an LPN might be flexible work schedule, health care benefits, and the likely increase in wages as the demand for qualified LPNs increases. The mean annual wage for a Florida LPN is $40,230 per year.

      The Florida Board of Nursing requires licensed practical nurses to complete 24 hours of continuing education every two years to remain licensed in the state. Fulfillment of this requirement is subject to verification.

      List of LPN Programs in Florida (FL)

      Academy For Practical Nursing Health Occupations LPN Program


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      Kenny U-Pull is a distinctive scrap yard fleet that is changing the rules of the traditional « do-it-yourself » industry